I don’t know of any Nigerian Bank that has an ATM card that can be used for ChatGPT subscription.
There are a couple of Fintech Companies that offer USD virtual cards.
I currently use Grey.co to pay for all my online subscriptions that are priced in USD including ChatGPT Plus.


Of course, you know about the advantages ChatGPT Plus has over the Free version.
For me, I enjoy the benefits of:
- Creating AI Images with Dall-E. You can see some of the images I create on my Facebook page.
- Uploading spreadsheets and asking ChatGPT to analyze and return the spreadsheet with new information. Sometimes including charts. Data Analyst GPT does this excellently.
- Using GPTs that go online and get real-time results
Why do you use ChatGPT Plus? Let me know in the comment box.
Here is how I pay for ChatGPT Plus.
1. I Created a Grey.co Account
2. Create a virtual USD card.
3. Use the card details at check out, including the P. O box and billing address.
To fund the account, you can deposit Naira into the Sterling bank account created for you by Grey, that is if you don’t have access to USD.
I once used Geegpay Africa’s virtual card too and it worked well.
At some point, their virtual cards became temporarily unavailable but it seems to be back now.
What other platform have I paid on with this card?
1. Twitter (both Ads & Twitter Verification)


2. Ahrefs

If you have any questions about making online payments, let me know in the comment box.